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Shareholder Return Net Income Return on Equity Originations Growth Servicing Growth Productivity Employee Engagement The Company adopted an incentive compensation clawback policy on <span class="xdx_phnt_RGlzY2xvc3VyZSAtIFJlY292ZXJ5IG9mIEVycm9uZW91c2x5IEF3YXJkZWQgQ29tcGVuc2F0aW9uAA__" id="xdx_900_eecd--RestatementDeterminationDate_c20250101__20251231__ecd--RestatementDateAxis__2023-10-11_zNVaYjVj5Tl2">November 10, 2023 that complies with the new SEC rules under the Dodd-Frank Wall Street Reform and Consumer Protection Act and related stock exchange listing rules. The Company’s rights to recoupment under the clawback policy are in addition to any other rights of recoupment under the terms of any equity incentive plan or individual award. 2023-11-10 The Company does not grant stock options, stock appreciation rights, or similar instruments with option-like features, and has no policies or practices to disclose pursuant to Item 402(x)(1) of Regulation S-K. false <table cellpadding="0" cellspacing="0" id="xdx_883_eecd--PvpTableTextBlock_zuHkX97N9lhc" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 96%; margin-left: 0.25in" summary="xdx: Disclosure - Pay vs Performance Disclosure"> <tr style="display: none; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td id="xdx_48B_eecd--PeoTotalCompAmt_zgxPDwKSdNWb" style="text-align: center">(1)</td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td id="xdx_48D_eecd--PeoActuallyPaidCompAmt_zu5D0O7nSe45" style="text-align: center">(2)</td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td id="xdx_487_eecd--NonPeoNeoAvgTotalCompAmt_zs0ImsF8P3Aa" style="text-align: center">(1)</td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td id="xdx_486_eecd--NonPeoNeoAvgCompActuallyPaidAmt_zlfBXuZoQcI" style="text-align: center">(2)</td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td id="xdx_48B_eecd--TotalShareholderRtnAmt_zEjPYaPr1fW6" style="text-align: center">(3)</td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td id="xdx_489_eecd--PeerGroupTotalShareholderRtnAmt_zJPEeQBpGND6" style="text-align: center">(4)</td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td id="xdx_487_eus-gaap--NetIncomeLoss_pn5n6_zJAhx06DBS28" style="text-align: center">(5)</td><td style="text-align: center"> </td><td style="text-align: center"> </td> <td style="text-align: center"> </td><td id="xdx_48B_eecd--CoSelectedMeasureAmt_uPure_zDGBqaMFJRyl" style="text-align: center">(6)</td><td style="text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Value of Initial Fixed $100 Investment Based On</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="text-align: center"> </td><td style="padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Year</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Summary Compensation Table Total for CEO(1) ($)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Compensation Actually Paid to CEO(2) ($)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Average Summary Compensation Table Total for non-CEO NEOs(1) ($)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Average Compensation Actually Paid to non-CEO NEOs(2) ($)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Total Shareholder Return(3) ($)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Peer Group Total Shareholder Return(4) ($)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Net Income(5) ($MM)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Adjusted Pre-Tax Return On Equity (ROE)(6)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_411_20250101__20251231_zKmMiLwBhKP1" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 12%; text-align: center">2025</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 7%; text-align: right">7,554,146</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 7%; text-align: right">14,715,603</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 7%; text-align: right">1,768,494</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 7%; text-align: right">2,811,309</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 7%; text-align: right">158</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 7%; text-align: right">145</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 7%; text-align: right">189.5</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 7%; text-align: right">17</td><td style="width: 1%; text-align: left">%</td></tr> <tr id="xdx_411_20240101__20241231_zU2aTl0GOerd" style="vertical-align: bottom; background-color: White"> <td style="text-align: center">2024</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,448,459</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,656,685</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,090,175</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,064,075</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">106</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">128</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">33.9</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">20</td><td style="text-align: left">%</td></tr> <tr id="xdx_417_20230101__20231231_zQyTLLXrVpCi" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center">2023</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,153,781</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4,818,659</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,345,570</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,622,072</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">106</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">114</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(63.7</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">10</td><td style="text-align: left">%</td></tr> <tr id="xdx_413_20220101__20221231_z2U0tAsqijAi" style="vertical-align: bottom; background-color: White"> <td style="text-align: center">2022</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6,029,718</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,722,635</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,739,912</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,223,474</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">106</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">88</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">25.7</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(17</td><td style="text-align: left">)%</td></tr> <tr id="xdx_411_20210101__20211231_z9hCvoypIJ7" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center">2021</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6,627,653</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">10,670,774</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,644,825</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,837,428</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">138</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">111</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18.1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">12</td><td style="text-align: left">%</td></tr> </table> 7554146 14715603 1768494 2811309 158 145

189500000

17 8448459 8656685 2090175 2064075 106 128

33900000

20 8153781 4818659 2345570 1622072 106 114

-63700000

10 6029718 2722635 1739912 1223474 106 88

25700000

-17 6627653 10670774 1644825 1837428 138 111

18100000

12 <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="font: 10pt Times New Roman, Times, Serif; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in"></td><td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in">(1)</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">The dollar amounts reported are the amounts of total compensation reported for each corresponding year in the “Total” column of the Summary Compensation Table (below for 2024) for our CEO and non-CEO NEOs as a group. Our CEO was Glen Messina. Our NEOs for each applicable year were as follows: (i) for 2024 and 2025, Scott W. Anderson, Sean B. O’Neil, Aaron D. Wade and Dennis Zeleny, (ii) for 2023, Scott W. Anderson, George T. Henley, Sean B. O’Neil and Dennis Zeleny,(iii) for 2022, Scott W. Anderson, George T. Henley, Sean B. O’Neil, Dennis Zeleny, June C. Campbell and Albert J. Celini; and (iv) for 2021, Scott W. Anderson, June C. Campbell, George T. Henley, Dennis Zeleny and Timothy J. Yanoti.</td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"> <tr style="font: 10pt Times New Roman, Times, Serif; display: none; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in"></td><td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in">(2)</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">The dollar amounts reported as “compensation actually paid” do not reflect the actual amount of compensation earned by or paid to our CEO and non-CEO NEOs as a group during the applicable year. In accordance with the requirements of Item 402(v) of Regulation S-K, the following adjustments were made to total compensation for each year to determine the “compensation actually paid”:</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"> <tr style="font: 10pt Times New Roman, Times, Serif; display: none; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in"></td><td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in">(3)</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">Cumulative TSR is calculated by dividing the sum of the cumulative amount of dividends for the measurement period, assuming dividend reinvestment, and the difference between the Company’s share price at the end and the beginning of the measurement period by the Company’s share price at the beginning of the measurement period.</td></tr> <tr style="font: 10pt Times New Roman, Times, Serif; display: none; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif"></td><td id="xdx_F02_zh5jLWiyy9n7" style="font: 10pt Times New Roman, Times, Serif">(4)</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">Cumulative TSR performance of our peer group is weighted by their respective market capitalization as of December 31, 2020. Our peer group is the same peer group described above in “Role of Compensation Committee”. Current peer group company loanDepot is not included in the weighted average cumulative TSR calculation because it was publicly listed after the beginning of the five-year measurement period. Similarly, cumulative TSR performance of companies used in either or both our current peer group and peer groups used in 2021-2023 and 2023-2025 who have since been delisted are not included in the weighted average cumulative TSR calculation, including Guild Holdings Company, Home Point Capital, Mr. Cooper Group and Sterling Bancorp. Peer Group Total Shareholder Return values for our peer group used in 2021-2023 would be $145, $130, $118, $94, and $116 for 2025, 2024, 2023, 2022 and 2021, respectively. Peer Group Total Shareholder Return values for our peer group used in 2023-2025 would be $149, $133, $116, $92, and $113 for 2025, 2024, 2023, 2022 and 2021, respectively. We revise our peer group from time to time to accommodate mergers and acquisitions activity within the previous peer group and the evolution of our business model, and to better reflect peers subject to similar regulatory oversight for performance and business practice benchmarking.</td></tr> <tr style="font: 10pt Times New Roman, Times, Serif; display: none; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif"></td><td style="font: 10pt Times New Roman, Times, Serif">(5)</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">The dollar amounts reported represent the amount of net income (loss) reflected in the Company’s audited financial statements for the applicable year.</td></tr> <tr style="font: 10pt Times New Roman, Times, Serif; display: none; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif"></td><td id="xdx_F0F_zbrwtuvC8p74" style="font: 10pt Times New Roman, Times, Serif">(6)</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">Adjusted Pre-Tax Return On Equity (ROE) is calculated as adjusted pre-tax income divided by the average of beginning common equity and the beginning common equity plus adjusted pre-tax income. For a discussion of how we measure adjusted pre-tax income and a reconciliation to financial measures prepared under GAAP, please see our Current Report on Form 8-K filed with the Securities and Exchange Commission on February 12, 2026.</td></tr> </table> Glen Messina Glen Messina Glen Messina Glen Messina Glen Messina <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-left: auto; border-collapse: collapse; width: 90%; margin-right: auto"> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-weight: bold">Executive(s)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Year</td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; text-align: center">Reported Summary Compensation Table Total ($)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; text-align: center">Reported Value of Equity Awards ($)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; text-align: center">Equity Award Adjustments(a) ($)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; text-align: center">Compensation Actually Paid ($)</td><td style="padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 18%">CEO</td><td style="width: 2%"> </td> <td style="width: 8%; text-align: center">2025</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eecd--PeoTotalCompAmt_c20250101__20251231_zSfTc2FxETL" style="width: 14%; text-align: right" title="PEO Total Compensation Amount">7,554,146</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_987_eecd--AdjToCompAmt_c20250101__20251231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_z4kaowXYcW7i" style="width: 14%; text-align: right" title="Adjustment to Compensation Amount">(4,473,182</td><td style="width: 1%; text-align: left">)</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_eecd--AdjToCompAmt_c20250101__20251231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_zL6cuCBEOjXk" style="width: 14%; text-align: right" title="Adjustment to Compensation Amount">11,634,639</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98F_eecd--PeoActuallyPaidCompAmt_c20250101__20251231_zNUeKYs1HEZh" style="width: 14%; text-align: right" title="PEO Actually Paid Compensation Amount">14,715,603</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center"></td><td> </td> <td style="text-align: center">2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eecd--PeoTotalCompAmt_c20240101__20241231_zHyKEZbbREEe" style="text-align: right" title="PEO Total Compensation Amount">8,448,459</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eecd--AdjToCompAmt_c20240101__20241231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_zBgxspSEFtTj" style="text-align: right" title="Adjustment to Compensation Amount">(4,636,793</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eecd--AdjToCompAmt_c20240101__20241231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_zCzq3WfG7o0a" style="text-align: right" title="Adjustment to Compensation Amount">4,845,019</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eecd--PeoActuallyPaidCompAmt_c20240101__20241231_zBiFCZzUXvud" style="text-align: right" title="PEO Actually Paid Compensation Amount">8,656,685</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center"> </td><td> </td> <td style="text-align: center">2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eecd--PeoTotalCompAmt_c20230101__20231231_zlpsEUOsRC06" style="text-align: right" title="PEO Total Compensation Amount">8,153,781</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eecd--AdjToCompAmt_c20230101__20231231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_zGAYsjLY6xD7" style="text-align: right" title="Adjustment to Compensation Amount">(5,563,820</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eecd--AdjToCompAmt_c20230101__20231231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_zaMiB89vk1Ie" style="text-align: right" title="Adjustment to Compensation Amount">2,228,698</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eecd--PeoActuallyPaidCompAmt_c20230101__20231231_z0gsK0xLrE3b" style="text-align: right" title="PEO Actually Paid Compensation Amount">4,818,659</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center"></td><td> </td> <td style="text-align: center">2022</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eecd--PeoTotalCompAmt_c20220101__20221231_z6fOt3jQy2Xl" style="text-align: right" title="PEO Total Compensation Amount">6,029,718</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eecd--AdjToCompAmt_c20220101__20221231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_z1ZHuuP1Q7oe" style="text-align: right" title="Adjustment to Compensation Amount">(4,233,065</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eecd--AdjToCompAmt_c20220101__20221231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_zt3pRel3cehk" style="text-align: right" title="Adjustment to Compensation Amount">925,981</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eecd--PeoActuallyPaidCompAmt_c20220101__20221231_zKDyTvHHLuyl" style="text-align: right" title="PEO Actually Paid Compensation Amount">2,722,635</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center"></td><td> </td> <td style="text-align: center">2021</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eecd--PeoTotalCompAmt_c20210101__20211231_zXaHNSbx6lY2" style="text-align: right" title="PEO Total Compensation Amount">6,627,653</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eecd--AdjToCompAmt_c20210101__20211231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_zIb1Yy4X7Va3" style="text-align: right" title="Adjustment to Compensation Amount">(3,914,160</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eecd--AdjToCompAmt_c20210101__20211231__ecd--IndividualAxis__ecd--PeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_z67afT77wj72" style="text-align: right" title="Adjustment to Compensation Amount">7,957,281</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eecd--PeoActuallyPaidCompAmt_c20210101__20211231_zG1f7myXvMG6" style="text-align: right" title="PEO Actually Paid Compensation Amount">10,670,774</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td>Average of Non-CEO NEOs</td><td> </td> <td style="text-align: center">2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eecd--NonPeoNeoAvgTotalCompAmt_c20250101__20251231_zePVQ5xGc3Ng" style="text-align: right" title="Non-PEO NEO Average Total Compensation Amount">1,768,494</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eecd--AdjToCompAmt_c20250101__20251231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_zQ1G6QgsNmqe" style="text-align: right" title="Adjustment to Compensation Amount">(552,926</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eecd--AdjToCompAmt_c20250101__20251231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_zBJbSk3yr1Y9" style="text-align: right" title="Adjustment to Compensation Amount">1,595,741</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20250101__20251231_zjD9uzxizosa" style="text-align: right" title="Non-PEO NEO Average Compensation Actually Paid Amount">2,811,309</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: center"></td><td> </td> <td style="text-align: center">2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eecd--NonPeoNeoAvgTotalCompAmt_c20240101__20241231_zFqxPkFfFmIf" style="text-align: right" title="Non-PEO NEO Average Total Compensation Amount">2,090,175</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eecd--AdjToCompAmt_c20240101__20241231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_z4xaLbOAWfXl" style="text-align: right" title="Adjustment to Compensation Amount">(679,588</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eecd--AdjToCompAmt_c20240101__20241231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_zuZxshEggYej" style="text-align: right" title="Adjustment to Compensation Amount">653,489</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20240101__20241231_zDg1qxyMlq5b" style="text-align: right" title="Non-PEO NEO Average Compensation Actually Paid Amount">2,064,075</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: center"></td><td> </td> <td style="text-align: center">2023</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eecd--NonPeoNeoAvgTotalCompAmt_c20230101__20231231_zNejlUfozqnf" style="text-align: right" title="Non-PEO NEO Average Total Compensation Amount">2,345,570</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eecd--AdjToCompAmt_c20230101__20231231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_zr6apjW5j5Wh" style="text-align: right" title="Adjustment to Compensation Amount">(1,034,798</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eecd--AdjToCompAmt_c20230101__20231231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_zeIGUMtdmDbb" style="text-align: right" title="Adjustment to Compensation Amount">311,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20230101__20231231_zfBDrD8jbhUl" style="text-align: right" title="Non-PEO NEO Average Compensation Actually Paid Amount">1,622,072</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: center"></td><td> </td> <td style="text-align: center">2022</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eecd--NonPeoNeoAvgTotalCompAmt_c20220101__20221231_zVkpzJcwFdhj" style="text-align: right" title="Non-PEO NEO Average Total Compensation Amount">1,739,912</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eecd--AdjToCompAmt_c20220101__20221231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_zWkiqlUe6cof" style="text-align: right" title="Adjustment to Compensation Amount">(692,544</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eecd--AdjToCompAmt_c20220101__20221231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_zremnLPBqatc" style="text-align: right" title="Adjustment to Compensation Amount">176,106</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20220101__20221231_zPFrI09sXXD9" style="text-align: right" title="Non-PEO NEO Average Compensation Actually Paid Amount">1,223,474</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: center"></td><td> </td> <td style="text-align: center">2021</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eecd--NonPeoNeoAvgTotalCompAmt_c20210101__20211231_zDi6iS39lgne" style="text-align: right" title="Non-PEO NEO Average Total Compensation Amount">1,644,825</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eecd--AdjToCompAmt_c20210101__20211231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--ReportedValueOfEquityAwardsMember_zMWpOwm7wxV4" style="text-align: right" title="Adjustment to Compensation Amount">(406,315</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eecd--AdjToCompAmt_c20210101__20211231__ecd--IndividualAxis__ecd--NonPeoNeoMember__ecd--AdjToCompAxis__custom--EquityAwardAdjustmentsMember_fKGEp_zLwxshNOVqYj" style="text-align: right" title="Adjustment to Compensation Amount">598,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eecd--NonPeoNeoAvgCompActuallyPaidAmt_c20210101__20211231_zfU7ut7w4J9i" style="text-align: right" title="Non-PEO NEO Average Compensation Actually Paid Amount">1,837,428</td><td style="text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="font: 10pt Times New Roman, Times, Serif; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif; width: 0.5in"></td><td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in">(a)</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">The equity award adjustments for each applicable year include the addition (or subtraction, as applicable) of the following: (i) the year-end fair value of any equity awards granted in the applicable year that are outstanding and unvested as of the end of the year; (ii) the amount of change as of the end of the applicable year (from the end of the prior fiscal year) in fair value of any awards granted in prior years that are outstanding and unvested as of the end of the applicable year; (iii) for awards that are granted and vest in the same applicable year, the fair value as of the vesting date; (iv) for awards granted in prior years that vest in the applicable year, the amount equal to the change as of the vesting date (from the end of the prior fiscal year) in fair value; and (v) for awards granted in prior years that are determined to fail to meet the applicable vesting conditions during the applicable year, the amount equal to the fair value at the end of the prior fiscal year. The valuation assumptions used to calculate fair values did not materially differ from those disclosed at the time of grant. The amounts deducted or added in calculating the equity award adjustments are as follows (adjustments for pension or dividend payments are not covered, as the Company does not have supplemental executive requirement plans and does not pay dividends on equity awards, and due to rounding, the calculated final value of the numbers shown in the following table may not be the precise values reported above).</td></tr></table> 7554146 -4473182 11634639 14715603 8448459 -4636793 4845019 8656685 8153781 -5563820 2228698 4818659 6029718 -4233065 925981 2722635 6627653 -3914160 7957281 10670774 1768494 -552926 1595741 2811309 2090175 -679588 653489 2064075 2345570 -1034798 311300 1622072 1739912 -692544 176106 1223474 1644825 -406315 598919 1837428 <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 89%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-weight: bold">Executive(s)</td><td style="padding-bottom: 1pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Year</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_489_eecd--AdjToCompAmt_hecd--AdjToCompAxis__custom--YearEndFairValueOfEquityAwardsGrantedInTheYearMember_z67uFqZLgl0d" style="border-bottom: Black 1pt solid; text-align: center">Year End Fair Value of Equity Awards Granted in the Year ($)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_48E_eecd--AdjToCompAmt_hecd--AdjToCompAxis__custom--YearOverYearChangeInFairValueOfPriorYearOutstandingAndUnvestedEquityAwardsMember_zib0lo8vgVxk" style="border-bottom: Black 1pt solid; text-align: center">Year over Year Change in Fair Value of Prior Year Outstanding and Unvested Equity Awards ($)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_482_eecd--AdjToCompAmt_hecd--AdjToCompAxis__custom--FairValueAsOfVestingDateOfEquityAwardsGrantedAndVestedInTheYearMember_zfxjtIR6OWJe" style="border-bottom: Black 1pt solid; text-align: center">Fair Value as of Vesting Date of Equity Awards Granted and Vested in the Year ($)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_48A_eecd--AdjToCompAmt_hecd--AdjToCompAxis__custom--YearOverYearChangeInFairValueOfEquityAwardsGrantedInPriorYearsThatVestedInTheYearMember_zgL6CgG379Vd" style="border-bottom: Black 1pt solid; text-align: center">Year over Year Change in Fair Value of Equity Awards Granted in Prior Years that Vested in the Year ($)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_482_eecd--AdjToCompAmt_hecd--AdjToCompAxis__custom--FairValueAtTheEndOfThePriorYearOfEquityAwardsThatFailedToMeetVestingConditionsInTheYearMember_zifAxUMIIeg1" style="border-bottom: Black 1pt solid; text-align: center">Fair Value at the End of the Prior Year of Equity Awards that Failed to Meet Vesting Conditions in the Year ($)</td><td style="padding-bottom: 1pt"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_48D_eecd--AdjToCompAmt_hecd--AdjToCompAxis__custom--TotalEquityAwardAdjustmentsMember_zt39uFUHNkr1" style="border-bottom: Black 1pt solid; text-align: center">Total Equity Award Adjustments ($)</td><td style="padding-bottom: 1pt"> </td></tr> <tr id="xdx_41F_20250101__20251231__ecd--IndividualAxis__ecd--PeoMember_zkzUr9FDZQ36" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 30%">CEO</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 6%; text-align: center">2025</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 6%; text-align: right">7,255,348</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 6%; text-align: right">4,619,870</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 6%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 6%; text-align: right">(97,468</td><td style="width: 1%; text-align: left">)</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 6%; text-align: right">(143,112</td><td style="width: 1%; text-align: left">)</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 6%; text-align: right">11,634,639</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_418_20240101__20241231__ecd--IndividualAxis__ecd--PeoMember_z32l3mBjF0Hc" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center">-</td><td> </td> <td style="text-align: left"> </td><td style="text-align: center">2024</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5,610,382</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">219,222</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(620,838</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(363,747</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4,845,019</td><td style="text-align: left"> </td></tr> <tr id="xdx_416_20230101__20231231__ecd--IndividualAxis__ecd--PeoMember_zY3xxXyQq4Gg" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center">-</td><td> </td> <td style="text-align: left"> </td><td style="text-align: center">2023</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4,955,391</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(402,504</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(2,324,188</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,228,698</td><td style="text-align: left"> </td></tr> <tr id="xdx_416_20220101__20221231__ecd--IndividualAxis__ecd--PeoMember_zqXCSatChpVg" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center">-</td><td> </td> <td style="text-align: left"> </td><td style="text-align: center">2022</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5,778,644</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(2,581,410</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(864,643</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(1,406,610</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">925,981</td><td style="text-align: left"> </td></tr> <tr id="xdx_41C_20210101__20211231__ecd--IndividualAxis__ecd--PeoMember_zAB1iLmziEv1" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: center">-</td><td> </td> <td style="text-align: left"> </td><td style="text-align: center">2021</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5,873,834</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,146,897</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(42,840</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(20,610</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,957,281</td><td style="text-align: left"> </td></tr> <tr id="xdx_412_20250101__20251231__ecd--IndividualAxis__ecd--NonPeoNeoMember_zZKx0TzFAcyk" style="vertical-align: bottom; background-color: White"> <td>Average of Non-CEO NEOs</td><td> </td> <td style="text-align: left"> </td><td style="text-align: center">2025</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">896,828</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">673,250</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">42,343</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(16,681</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,595,741</td><td style="text-align: left"> </td></tr> <tr id="xdx_41C_20240101__20241231__ecd--IndividualAxis__ecd--NonPeoNeoMember_z4SPcXnYu2Ck" style="vertical-align: bottom; background-color: White"> <td style="text-align: center">-</td><td> </td> <td style="text-align: left"> </td><td style="text-align: center">2024</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">818,633</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">15,428</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(68,214</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(112,358</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">653,489</td><td style="text-align: left"> </td></tr> <tr id="xdx_418_20230101__20231231__ecd--IndividualAxis__ecd--NonPeoNeoMember_zmtjhlkAYWW7" style="vertical-align: bottom; background-color: White"> <td style="text-align: center">-</td><td> </td> <td style="text-align: left"> </td><td style="text-align: center">2023</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">731,721</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(257,444</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">56,560</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(134,341</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(85,196</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">311,300</td><td style="text-align: left"> </td></tr> <tr id="xdx_416_20220101__20221231__ecd--IndividualAxis__ecd--NonPeoNeoMember_zxzPZRYkK14g" style="vertical-align: bottom; background-color: White"> <td style="text-align: center">-</td><td> </td> <td style="text-align: left"> </td><td style="text-align: center">2022</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">783,097</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(120,491</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6,852</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(133,625</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(359,728</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">176,106</td><td style="text-align: left"> </td></tr> <tr id="xdx_415_20210101__20211231__ecd--IndividualAxis__ecd--NonPeoNeoMember_z2D2ZyvVSCm7" style="vertical-align: bottom; background-color: White"> <td style="text-align: center">-</td><td> </td> <td style="text-align: left"> </td><td style="text-align: center">2021</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">598,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">281,960</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(6,938</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(275,022</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">598,919</td><td style="text-align: left"> </td></tr> </table> 7255348 4619870 -97468 -143112 11634639 5610382 219222 -620838 -363747 4845019 4955391 -402504 -2324188 2228698 5778644 -2581410 -864643 -1406610 925981 5873834 2146897 -42840 -20610 7957281 896828 673250 42343 -16681 1595741 818633 15428 -68214 -112358 653489 731721 -257444 56560 -134341 -85196 311300 783097 -120491 6852 -133625 -359728 176106 598919 281960 -6938 -275022 598919 Cumulative TSR performance of our peer group is weighted by their respective market capitalization as of December 31, 2020. Our peer group is the same peer group described above in “Role of Compensation Committee”. Current peer group company loanDepot is not included in the weighted average cumulative TSR calculation because it was publicly listed after the beginning of the five-year measurement period. Similarly, cumulative TSR performance of companies used in either or both our current peer group and peer groups used in 2021-2023 and 2023-2025 who have since been delisted are not included in the weighted average cumulative TSR calculation, including Guild Holdings Company, Home Point Capital, Mr. Cooper Group and Sterling Bancorp. Peer Group Total Shareholder Return values for our peer group used in 2021-2023 would be $145, $130, $118, $94, and $116 for 2025, 2024, 2023, 2022 and 2021, respectively. Peer Group Total Shareholder Return values for our peer group used in 2023-2025 would be $149, $133, $116, $92, and $113 for 2025, 2024, 2023, 2022 and 2021, respectively. We revise our peer group from time to time to accommodate mergers and acquisitions activity within the previous peer group and the evolution of our business model, and to better reflect peers subject to similar regulatory oversight for performance and business practice benchmarking. 145 130 118 94 116 149 133 116 92 113 <p id="xdx_896_eecd--NonGaapMeasureDescriptionTextBlock_hecd--MeasureAxis__1_dU_zIup9eRDhUe6" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 27pt; text-align: justify; text-indent: -0.25in"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="font: 10pt Times New Roman, Times, Serif; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in"></td><td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in">(6)</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">Adjusted Pre-Tax Return On Equity (ROE) is calculated as adjusted pre-tax income divided by the average of beginning common equity and the beginning common equity plus adjusted pre-tax income. For a discussion of how we measure adjusted pre-tax income and a reconciliation to financial measures prepared under GAAP, please see our Current Report on Form 8-K filed with the Securities and Exchange Commission on February 12, 2026.</td></tr></table> Adjusted Pre-Tax Return On Equity (ROE) is calculated as adjusted pre-tax income divided by the average of beginning common equity and the beginning common equity plus adjusted pre-tax income. For a discussion of how we measure adjusted pre-tax income and a reconciliation to financial measures prepared under GAAP, please see our Current Report on Form 8-K filed with the Securities and Exchange Commission on February 12, 2026. With our focus on long-term performance, we do not specifically align our performance measures with “compensation actually paid”. Nonetheless, in accordance with Item 402(v) of Regulation S-K, below are the relationships between compensation actually paid to the financial measures presented above: <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0" summary="xdx: Disclosure - Pay vs Performance Disclosure"><tr style="font: 10pt Times New Roman, Times, Serif; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in"></td><td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in">●</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">Cumulative Company TSR and Compensation Actually Paid: In 2021, increases to our share price contributed to higher compensation actually paid values versus the Summary Compensation Table value. In 2022, the 23% decrease to our year-end closing share price, plus the forfeiture of our 2019 PRSUs due to unattained metrics, resulted in a significant reduction in compensation actually paid compared to 2021. In 2023, the above-target achievement of our 2020 PRSUs resulted in an increase to compensation actually paid compared to 2022. In 2024, the above-target achievement of our 2024 AIP and 2021 PRSUs resulted in an increase to compensation actually paid compared to 2023. In 2025, the above-target achievement of our 2025 AIP plus share price appreciation for RSUs vesting during the year from their grant date fair value resulted in an increase to compensation actually paid compared to 2024.</td></tr></table> <p id="xdx_89D_eecd--TotalShareholderRtnVsPeerGroupTextBlock_dU_zKC6W3T3vbKh" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; display: none; text-align: justify; text-indent: -0.25in"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0" summary="xdx: Disclosure - Pay vs Performance Disclosure"><tr style="font: 10pt Times New Roman, Times, Serif; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in"></td><td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in">●</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">Cumulative Company TSR and Cumulative Peer Group TSR: Our cumulative total shareholder return was higher than our compensation benchmarking peer group average in three of the last five years, including 4% above average in 2025. As described above in “2025 Long-Term Incentive (LTIP) Awards”, our LTIP awards use a different peer group as the comparator for relative TSR performance, including competitors in the mortgage finance industry and mortgage real estate investment trusts. Performance against this peer group has been largely above target, as described above in “Performance Results of Long-Term Incentive Awards” and has rewarded our executives accordingly.</td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0" summary="xdx: Disclosure - Pay vs Performance Disclosure"><tr style="font: 10pt Times New Roman, Times, Serif; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in"></td><td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in">●</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">Net Income and Compensation Actually Paid: Net Income was a metric included in our AIP scorecard each of the last five years. Performance was determined based on a percentage of target achieved in each respective year and reflected in final payout amounts.</td></tr></table> <p id="xdx_899_eecd--CompActuallyPaidVsCoSelectedMeasureTextBlock_dU_z8g6R7MxNQ4f" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; display: none; text-align: justify; text-indent: -0.25in"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="font: 10pt Times New Roman, Times, Serif; vertical-align: top"> <td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in"></td><td style="font: 10pt Times New Roman, Times, Serif; width: 0.25in">●</td><td style="font: 10pt Times New Roman, Times, Serif; text-align: justify">ROE and Compensation Actually Paid: Return on Equity was a metric included in our AIP scorecard in each of the last five years. Performance was determined based on a percentage of target achieved in each respective year and reflected in final payout amounts.</td></tr></table> The dollar amounts reported are the amounts of total compensation reported for each corresponding year in the “Total” column of the Summary Compensation Table (below for 2024) for our CEO and non-CEO NEOs as a group. Our CEO was Glen Messina. Our NEOs for each applicable year were as follows: (i) for 2024 and 2025, Scott W. Anderson, Sean B. O’Neil, Aaron D. Wade and Dennis Zeleny, (ii) for 2023, Scott W. Anderson, George T. Henley, Sean B. O’Neil and Dennis Zeleny,(iii) for 2022, Scott W. Anderson, George T. Henley, Sean B. O’Neil, Dennis Zeleny, June C. Campbell and Albert J. Celini; and (iv) for 2021, Scott W. Anderson, June C. Campbell, George T. Henley, Dennis Zeleny and Timothy J. Yanoti. The dollar amounts reported as “compensation actually paid” do not reflect the actual amount of compensation earned by or paid to our CEO and non-CEO NEOs as a group during the applicable year. In accordance with the requirements of Item 402(v) of Regulation S-K, the following adjustments were made to total compensation for each year to determine the “compensation actually paid”: Cumulative TSR is calculated by dividing the sum of the cumulative amount of dividends for the measurement period, assuming dividend reinvestment, and the difference between the Company’s share price at the end and the beginning of the measurement period by the Company’s share price at the beginning of the measurement period. Cumulative TSR performance of our peer group is weighted by their respective market capitalization as of December 31, 2020. Our peer group is the same peer group described above in “Role of Compensation Committee”. Current peer group company loanDepot is not included in the weighted average cumulative TSR calculation because it was publicly listed after the beginning of the five-year measurement period. Similarly, cumulative TSR performance of companies used in either or both our current peer group and peer groups used in 2021-2023 and 2023-2025 who have since been delisted are not included in the weighted average cumulative TSR calculation, including Guild Holdings Company, Home Point Capital, Mr. Cooper Group and Sterling Bancorp. Peer Group Total Shareholder Return values for our peer group used in 2021-2023 would be $145, $130, $118, $94, and $116 for 2025, 2024, 2023, 2022 and 2021, respectively. Peer Group Total Shareholder Return values for our peer group used in 2023-2025 would be $149, $133, $116, $92, and $113 for 2025, 2024, 2023, 2022 and 2021, respectively. We revise our peer group from time to time to accommodate mergers and acquisitions activity within the previous peer group and the evolution of our business model, and to better reflect peers subject to similar regulatory oversight for performance and business practice benchmarking. The dollar amounts reported represent the amount of net income (loss) reflected in the Company’s audited financial statements for the applicable year. Adjusted Pre-Tax Return On Equity (ROE) is calculated as adjusted pre-tax income divided by the average of beginning common equity and the beginning common equity plus adjusted pre-tax income. For a discussion of how we measure adjusted pre-tax income and a reconciliation to financial measures prepared under GAAP, please see our Current Report on Form 8-K filed with the Securities and Exchange Commission on February 12, 2026. The equity award adjustments for each applicable year include the addition (or subtraction, as applicable) of the following: (i) the year-end fair value of any equity awards granted in the applicable year that are outstanding and unvested as of the end of the year; (ii) the amount of change as of the end of the applicable year (from the end of the prior fiscal year) in fair value of any awards granted in prior years that are outstanding and unvested as of the end of the applicable year; (iii) for awards that are granted and vest in the same applicable year, the fair value as of the vesting date; (iv) for awards granted in prior years that vest in the applicable year, the amount equal to the change as of the vesting date (from the end of the prior fiscal year) in fair value; and (v) for awards granted in prior years that are determined to fail to meet the applicable vesting conditions during the applicable year, the amount equal to the fair value at the end of the prior fiscal year. The valuation assumptions used to calculate fair values did not materially differ from those disclosed at the time of grant. The amounts deducted or added in calculating the equity award adjustments are as follows (adjustments for pension or dividend payments are not covered, as the Company does not have supplemental executive requirement plans and does not pay dividends on equity awards, and due to rounding, the calculated final value of the numbers shown in the following table may not be the precise values reported above).